:root{--navy:#0b2545;--teal:#0e7c7b;--light:#f4f7fa;--ink:#1c2733;--accent:#f2a541}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
header{background:var(--navy);color:#fff;padding:14px 20px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between}
.logo{font-size:1.35rem;font-weight:800;color:#fff;text-decoration:none}.logo span{color:var(--accent)}
nav a{color:#dbe7f3;text-decoration:none;margin-left:18px;font-size:.95rem}nav a:hover{color:#fff}
.hero{background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;padding:56px 20px;text-align:center}
.hero h1{font-size:2.1rem;margin:0 0 12px}.hero p{max-width:720px;margin:0 auto 20px;font-size:1.08rem}
.btn{display:inline-block;background:var(--accent);color:#14202e;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:700}
.wrap{max-width:960px;margin:0 auto;padding:28px 20px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin:22px 0}
.card{background:var(--light);border-radius:10px;padding:20px}.card h3{margin-top:0}.card a{color:var(--teal);font-weight:700;text-decoration:none}
article h1{font-size:1.9rem;line-height:1.25;color:var(--navy)}article h2{color:var(--navy);margin-top:30px}article h3{color:var(--teal)}
.meta{color:#5a6b7c;font-size:.9rem}
.cta{background:var(--light);border-left:5px solid var(--accent);padding:18px;border-radius:6px;margin:28px 0}
footer{background:var(--navy);color:#c9d8e6;padding:26px 20px;text-align:center;font-size:.92rem}footer a{color:#fff}
table{border-collapse:collapse;width:100%;margin:16px 0}th,td{border:1px solid #cfd9e2;padding:9px;text-align:left}th{background:var(--light)}
ul li{margin-bottom:6px}
@media(max-width:600px){.hero h1{font-size:1.55rem}nav a{margin-left:10px}}